The retirement plan services division of Dignan Group, Inc. has been actively involved in the consultation, design, implementation, administration and audit of employee benefit plans for almost 20 years. Initial design and annual administration of employee benefit plans can be complex and challenging. We understand the issues and work with our clients to meet their objectives and satisfy the requirements of the Internal Revenue Service and the Department of Labor.

Dignan Group will provide you access to our knowledgeable and skilled staff who understand the ever-changing complexities of employee benefits. We can offer you the services you expect and provide the close, personal attention you deserve.

Services Offered

New Plan Design and Implementation

• Design a benefit plan that meets the needs and goals of your company
• Adoption of pre-approved prototype plan documents
• IRS submission for approval of customized plans
• Employee communication and seminars

Annual Administration

• Plan asset reconciliation
• Eligibility calculation
• Contribution and income allocation
• Participant statements and Summary Annual Report (SAR)

Compliance Testing

• Minimum coverage analysis
• Discrimination testing
• Top Heavy calculations
• Section 415 limitations

Reporting Requirements

• Preparation and electronic filing of the Annual Report – Form 5500
• Distribution reporting – Form 1099R and Form 945

Consultation

• Assistance with IRS and Department of Labor audits
• Review of your current plan

Certified Financial Audit

• Fulfill the reporting requirement for plans with more than 100 participants